Name:Norris David
Email: norris116@live.co.uk
Good Day
I know this is an unconventional way of introducing a big and
profitable business deal, but I however want you to take your time to
read my letter carefully, you will understand the necessity for my
action. I got your email address from the Ministry of Commerce Directory
I am Norris David, staff of International Private Banking at Northern
Rock Bank.
I am contacting you concerning a deceased customer and an investment
he placed under our banks management three years ago. I would
respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by
as a result of this mail.
I contacted you independently of our investigation and no one is
informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you. In 2001, the
subject matter came to our bank to engage in business discussions with
our private banking division. Heinformed us that he had a financial
portfolio of Seventeen Million Three Hundred and Fifty Thousand
United States Dollars ($17,350,000.00 USD),which he wished to have us
turn over(invest) on his behalf. I was the officer assigned to his
case; I was made numerous suggestions in line with my duties as the
de-facto chief operations officer of the private banking sector,
especially given the volume of funds he wished to put into our bank.We
met on numerous occasions prior to any investments being placed. I
encouraged him to consider various growth funds with prime ratings.
The favored route in my advice to customers is to start by assessing
data on 6000 traditional stocks and bond managers and 2000 managers of
alternative investments.Based on my advice, we spun the money around
various opportunities and made attractive margins for our first months
of operation,the accrued profit and interest stood at this point at
over ten million United States Dollars, this margin was not the full
potential of the fund but he desired low risk guaranteed returns on
investments.
In mid 2002, he asked that the money be liquidated because he needed
to make an urgent investment requiring cash payments in here in the
United Kingdom.He directed that I liquidate the funds and deposit it
with a security firm here in London. I informed him that NRB would
have to make special arrangements to have this done and in order not
to circumvent due process, the bank would have to make a 9.5 %
deduction from the funds to cater for banking and statutory charges.
He complained about the charges but later came around when I explained
to him the complexities of the task he was asking of us. Cash movement
across boarders has become especially strict since the incidents of
9/11. I contacted my affiliate in here in London and made the funds
available to the security firm. I undertook all the processes and made
sure I followed his precise instructions to the letter and had the
funds deposited at the London based security consultancy firm,
Corporate Securities Co. Corporate Securities Co is a specialist
private firm that accepts deposits from high net worth individuals and
blue chip corporations that handle valuable products or undertake
transactions that need immediate access to cash. This small and highly
private organization is familiar especially to the highly placed and
well-connected organizations. In line with Instructions, the money was
deposited with Corporate Securities Co. The deceased told me he wanted
the money; there in anticipation of his arrival from Norway later that
week.This was the last communication we had, this transpired around
25th June 2003. In June last year, we got a call from Corporate
Securities Co informing us that the activity of that particular
portfolio. This was an astounding position as far as I was concerned,
given the fact that I managed the private banking sector I was the
only one who knew about the deposit at Corporate Securities Co, and I
could not understand why the deceased had not come forward to claim
his deposit. I made futile efforts to locate the deceased. I
immediately passed the task of locating him to the internal
investigations department of NRS Plc. Four days later, information
started to trickle in, apparently our client was dead. A person who
suited his description was declared dead of a heart attack in Cannes,
South of France.
We were soon enough able to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into
possible surviving next of kin to alert about the situation and also
to come forward to claim his estate. If you are familiar with private
banking affairs, those who patronize our services usually prefer
anonymity, but also some levels of detachment from conventional
processes. In his bio-data form, he listed no next of kin. In the
field of private banking opening an account with us means no one will
know of its existence, accounts are rarely held under a name;
depositors use numbers and codes to make the accounts anonymous. This
bank also gives the choice to depositors of having their mail sent to
them or held at the bank itself,ensuring that there are no traces of
the account and as I said, rarely do they nominate next of kin.Private
banking clients apart from not nominating next of kin also usually in
most cases leave wills in our care, in this case; the deceased died
without a testament .In line with our internal processes for account
holders who have passed away, we instituted our own Investigations in
good faith to determine who should have right to claim the estate.
This investigation has for the past months been unfruitful. We have
scanned every continent and used our private investigation affiliate
companies to get to the root of the problem. It is this investigation
that resulted in my being furnished withyour details as a possible
relative of the deceased. My official capacity dictates that I am the
only party to supervise the investigation and the only party to
receive the results of the investigation. What this means, you being
the last batch of names we have considered, is that our dear late
fellow died with no known or identifiable family member. This leaves
me as the only person with the full picture of what the prevailing
situation is in relation to the deposit and the late beneficiary of
the deposit.According to practice, Corporate Securities Co will by the
end of this financial year broadcast a request for statements of claim
to NRB,failing to receive viable claims they will most probably revert
the deposit back to NRB. This will result in the money entering the
NRB accounting system and the portfolio will be out of my hands and
out of the private banking division. This will not happen if I have my
way. What I wish to relate t o you will smack of unethical practice
but I want you to understand something. It is only an outsider to the
banking world who finds the internal politics of the banking world
aberrational.
The world of private banking especially is fraught with huge rewards
for those who occupy certain offices and oversee certain portfolios.
You should have begun by now to put together the general direction of
what I propose. I alone have the deposit details and they will release
the deposit to no one unless I instruct them to do so. I alone know of
the existence of this deposit for as far as NRB is concerned, the
transaction with our late customer concluded when I sent the funds to
corporate securities, all outstanding interactions in relation to the
file are just customer services and due process. Corporate Securities
Co has no single idea of what the history or nature of the deposit.
They are simply awaiting instructions torelease the deposit to any
party that comes forward. This is the situation.This bank has spent
great amounts of money trying to track this mans family; they have
investigated for months and have found no family. The investigation
has come to an end. My proposal; you share similar details to the late
fellow; I am prepared to place you in a position to instruct Corporate
Securities Co to release the deposit to you as the closest surviving
relation. Upon receipt of the deposit, I am prepared to share the
money with you in half. That is: I will simply nominate you as the
next of kin and have them release the deposit to you.We share the
proceeds 50/50.I would have gone ahead to ask the funds be released to
me, but that would have drawn a straight line to me and my involvement
in claiming the deposit.I assure you that I could have the deposit
released to you within a few days. I will simply inform the bank of
the final closing of the filerelating to the deceased I will then
officially communicate with Corporate Securities Co and instruct them
to release the deposit to you. With thesetwo things: all is done. The
alternative would be for us to have Corporate Sec unities Co direct
the funds to another bank with you as account holder.
This way there will be no need for you to think of receiving the money
from Corporate Securities Co. We can fine-tune this based on our
interactions. I am aware of the consequences of this proposal. I ask
that if you find nointerest in this project that you should discard
this mail.
I ask that you do not be vindictive and destructive. If my offer is of
no appeal to you,delete this message and forget I ever contacted you.
Do not destroy my career because you do not approve of my proposal.
You may not know this but people like myself who have made tidy sums
out of comparable situations run the whole private banking sector. I
am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics
of my industry dictates that I make this move. Such opportunities only
come ones' way once in a lifetime.I cannot let this chance pass me by,
for once I find myself in total control of my destiny. These chances
won?t pass me by. I ask that you do not destroy my chance, if you will
not work with me let me know and let me move on with my life but do
not destroy me. I am a family man and this is an opportunity to
provide them with new opportunities. There is a reward for this
project and it is a task well worth undertaking. I have evaluated the
risks and the only risk I have here is from you refusing to work with
me and alerting my bank. I am the only one who knows of this
situation, good fortune has blessed you with a name that has planted
you into the center of relevance in my life. Let share the blessing.
If you find yourself able to work with me, contact me through this
same email account. If you give me positive signals,I will initiate
this process towards a conclusion. I wish to inform you that should
you contact me via official channels; I will deny knowing you and
about this project. I repeat, I do not want you contacting me through
my official phone lines nor do I wouldn\'t?t you contacting me through
my official email account.Contact me only through the numbers I will
provide for you and also through this email address. I do not want any
direct link between you and me. My official lines are not secure lines
as they are periodically monitored to assess our level of customer
care in line with our Total Quality Management Policy.
Please observe this instruction religiously. Please, again, note I am
a family man, I have a wife and children. I send you this mail not
without a measure of fear as to what the consequences, but I know
within me that nothing ventured is nothing gained and that success and
riches never come easy or on a platter of gold. This is the one truth
I have learnt from my private banking clients. Do not betray my
confidence. If we can be of one accord, we should plan a meeting,
soon.Thank you so much for your time.
Please respond to my private email on norris116@live.co.uk
I look forward to hearing from you soonest.
I await your response.
Norris David
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